Banking the unbanked
Are you looking for an easy way to send, withdraw and save money without a bank account? Come and enjoy our uncomplicated money transactions, switch to be smart.
Rekisa di Units le Motlakase
Enjoy competitive commission when you sell airtime and electricity with our SmartSwitch machine.
Pay your workers
the SmartSwitch way
Using our technology, you can pay your workers without bank accounts in rural areas.
Become a social grant Vendor in your area / Provide social grant services.
We work with local Councils to provide monthly food grants to the less privileged.
We are your modern day Bitsa Bitsa
By selling our services, you can attract more foot traffic to your business.
Add value
Why SmartSwitch?
- Value to you
- Competitive commission rates
- One stop shop payment platform, ability to offer many services
- Stable network (ability to work in an offline environment)
- Foot traffic to your business
- Easy to use machines
- Value to your customers
- Pay bills and wages conveniently
- Earn interest on all balances left on the card
- Send and receive money to rural areas without banking facilities
- Secure biometric technology means your transactions are secure
Services, Products Solutions
Fintech Solutions to Government & Local Shops
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Food Coupon Solutions
Payment solutions for government social grants beneficiaries through council offices and local shop owners
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Airtime and Electricity
Sales of electricity and airtime available through Food Coupon POS - Telpo Device
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Wage Payment Solutions
Make payment to your workers in rural areas without banking infrastructure.
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Chip Enabled Smartcards
This Chip-enabled smart card with an offline capability has over 200 wallets which can be customized to anything you need e.g., fuel card
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Food Coupon Solutions
Payment solutions for government social grants beneficiaries through council offices and local shop owners
-
Airtime and Electricity
Sales of electricity and airtime available through Food Coupon POS - Telpo Device
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Fuel card
Customized fuel card solutions for truck drivers via Caltex fueling stations.
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Wage Payment Solutions
Make payment to your workers in rural areas without banking infrastructure.
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Chip Enabled Smartcards
This Chip-enabled smart card with an offline capability has over 200 wallets which can be customized to anything you need e.g., fuel card
An African Success Story
Corporate Social Responsibility
SmartSwitch Botswana Donates to Shoshong Community
SmartSwitch Botswana in collaboration with Mahalapye Social and Community Development Department under Mahalapye District Council selected 177 social grants beneficiaries in Shoshong Villages to donate to as part of their Corporate Social Responsibility on the 26 April 2023. This paradigm advocates for the company to be proactive in community involvement by empowerment and sustaining communities through strong partnerships with communities and the Botswana government.
SmartSwitch’s overall mandate is to improve people’s lives by bringing FINANCIAL INCLUSION to Botswana’s underserved consumers and merchants. It has been working with Ministry of Local Government and all councils’ offices in Botswana as
well as local merchants to allocate funds effectively around the country and to make access to funds for social grants beneficiaries easier.
Through this project, Smartswitch engaged 3 Batswana youth owned and ran companies that does canvas products to make 177 Canvas school bags namely Lebatumi Canvas in Lobatse, Nkaokera Canvas in Kanye and Sethunya’s Canvas in Gaborone. It also donated winter blankets, travel bags and Smartswitch Branded T-Shirts for all boarding students within the system in Mahalapye S&CD. The collaboration went beyond just Shoshong village and Mahalapye District Council but was also aimed to empower local manufactures.
The event was graced by Rre Kgosi Mosinyi – Shoshong who welcomed the gesture and thanked SmartSwitch Botswana on behalf of Shoshong dwellers for choosing his village as beneficiaries because he believed this will positively impact the
lives of people in the community.
SmartSwitch uses technology that promotes equal rights in financial access to the underserved, unbanked and underbanked consumers and merchants in Botswana.
It aims to deliver an eco-system of solutions that assist in building safe and secure ways to bank, as well as transact, earn and deliver economic outputs through technology, insights and innovation particularly for the underserved market.
It basically delivers software’s and systems that facilitates the transfer of money from organisations to its beneficiaries.
Speaking in vote of thanks was Council Chairman Hon BD Merementsi, who mentioned that knowing how much Covid 19 had impacted our government and companies since 2019, it makes this effort even more impactful that SmartSwitch found it suitable to spare some funds toward giving back to the community. He mentioned that their biggest efforts in the community is to allocate resources where there is need but it is never enough.
He appreciated Botswana companies like SmartSwitch who has worked with the government over the years and as well for empowering local merchants in financial inclusion activities which the government urges to all local companies to take to the people of Botswana.
He encouraged in reemphasis of Mr Mabiletsa’s speech which was to encourage students to stay away from drug use and focus on their studies.
He said “a gift impacts in two ways, that is it makes your life better and it also shows your how lucky you are that you’re the one receiving instead of someone else.”
He encouraged all students to treasure what they are given and take care of their gifts as well as to grow up knowing it may be them tomorrow giving to someone else in need.
– Handing bags
the donated bags
SmartSwitch Botswana donates tracksuits to all at Thankane Primary School students
SmartSwitch Botswana exists as part of a bigger ecosystem that serves to make financial access for a variety of beneficiaries easier. This means it operate in a space in which their end users do not have the same access to the same benefits as many other members of society.
SmartSwitch Botswana’s CSR policy is their initiative to engage these disadvantaged communities in which they already have a presence in, in such a way that they can positively impact their growth, development and socio-economic standing.
This year SmartSwitch Botswana chose to deliver smiles and hope to Thankane Primary school pupil in a ceremony that attracted Thankane community leaders and stakeholders at large.
Thankane Village is situated between farms after Mokhomma Village, approximately 70km south from Jwaneng along a dusty gravel road. Thankane Primary School houses 324 students today from reception class to standard 7 and was established in 1989.
Gracing the event and welcoming all stakeholders was Kgosi Dinkwetse Kesemang, who spoke with concern about the needs of his village. He urged not only SmartSwitch but other private companies to remember Thankane village when they do programs like these to help eradicate poverty and reduce its sting in the community.
Encouraging and applauding SSB particularly for choosing the education sector within their constituency was Mme Segomotso Machola (Principal Community Development Officer II) from Mabutsane Sub District Council.
She urged private companies to consider all the areas within their constituency as it is highly hit by poverty and any help is big help. She mentioned that, a gesture like the one SmartSwitch displayed will definitely encourage their kids to work harder and better their studies.
SmartSwitch Botswana has been the technology behind the Food Basket System of Botswana for over 10 years effectively delivering social grants packages to orphans, destitute and homebased patients specifically.
Its core mandate is to utilise smartcards and a network of point-ofsale devices as a means of extending mainstream banking and financial services to the poor or vulnerable communities and using technologybased solutions to ensure efficient and timely transfer of government grants and minimize leakages.
Thankane village caught the attention of SmartSwitch Botswana sometimes in 2019 through a country wide roll out project where the company was exerting efforts to improve service to merchants who houses their POS devices and engaged through this program to service social grants beneficiaries by local authorities.
The Smartswitch Card, popularly known as the “Zebra Card” especially in villages get credited on monthly basis to allow beneficiaries to buy food packages at their convenience and a place of choice within approved merchants across villages.
The team led by the Managing Director, Mr France Mabiletsa, dedicated its efforts to the Thankane village. He mentioned that, as a stakeholder in a project that shows the government’s efforts to its communities, it was important for the company to dress all students irrespective of the social background.
“We worked with Batswana owned small companies to do this project as it is also significant to empower them”. He ended by saying “all this was done with love as Batswana for Botswana communities and answering a call from the governments of Botswana to private sector to help improve and show compassion to our communities”.
He emphasised that the company houses technology that does any payments for governments and private groups who may not necessarily qualify to be banked like Pensioners, ipelegeng workers, clusters workers etc.
It was evident through the project that a collaboration of the government and private sector can impact communities positively.
SmartSwitch Botswana Answers a Need at Gamodubu Child Care Trust
Having been in the business of providing convenience and access to funds to the vulnerable population of this country, it is only natural to gravitate towards hearing a call of essential needs from the very same audience. Gamodubu Child Trust Care coordinated By Mme Shirley Madikwe, houses orphaned and vulnerable children from as young as days old and above. She is passionate and has a never-ending drive to improve the lives of children and youth with health and care issues around Gamodubu Village.
The center offers hope and support for the most vulnerable and addresses the challenges of widespread poverty and disease through practical programmes and youth are fed, taking medication and have access to regular check-ups. SSB decided to offer support with the basic needs such as gas, electricity, kitchen cleaning stock as well as COVID-19 compliance kits like masks and sanitisers. After a few weeks of getting acquainted with the coordinator, it was established that the children did not have enough masks between home and school to always ensure they comply. There was also a shortage of kitchen utensils that made it difficult to maintain compliance from bodies governing such a non-profit organisation.
SmartSwitch Botswana recognises that part of maintaining a profitable business environment, requires enhancing the well being of the community. We do this through practising our corporate social responsibility. SmartSwitch Botswana has provided a payment solution since 2008 to food basket system of Botswana. We replaced the normal manual methods with a highly technical solution that required extensive implementation and a change of mindset.
The goal was to provide a solution that provided CHOICE for government social grants beneficiaries as well as restoring DIGNITY for beneficiaries who were stigmatised due to the fact that they had to queue with wheelbarrows to load groceries every month. Beneficiaries gained the choice to spend their food allowance whenever they want and wherever they want and since then SSB has taken the challenge of giving government social grants beneficiaries access to financial services.
SmartSwitch shares a similar mandate of caring for the orphaned, disabled and vulnerable population with Gamodubu Child Care Trust and was more than pleased to work with them over the month and answer their plea for the necessities. Madikwe mentioned that cooking gas and electricity is a serious need because they have to prepare meals and water for all the school children and ensure there is enough light for their homework to be done. It was evident from the time spent at the center that Ms. Shirley Madikwe and her team of volunteers are doing a remarkable job and have a genuine passion for the children and the job they do.
News and Articles
Latest SmartSwitch Updates
SmartSwitch Botswana continues to hold activations to create public awareness about our products and reach out to businesses in major and small villages across Botswana.
SmartSwitch Botswana continues to increase its footprint across Botswana by engaging with retailer and formally registered grocery shops to offer value added services to their customers.
An African Success Story
Corporate Social Responsibility
How genau zu Flirten mit einem Mann (14 Instanzen: Über Text, über das Internet & physisch)
In preschool, I met this pretty lady known as Lindsay. We had gotten along fantastic. We
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9 Ideal 100% Free Internet-Dating-Sites (Nein Verborgen Gebühren )
Beitreten kostenlos Internet-Dating-Sites ohne versteckt Gebühren kann das Traum für viele Singles um, aber könnte es
News and Articles
Latest Smart Switch Updates
In preschool, I met this pretty lady known as Lindsay. We had gotten along fantastic. We used to run around with each other, stop the soccer basketball, and explore matchbox vehicles. At one point, she made the decision I was the woman favorite kid and requested easily would like to get married. Of course, I said, “Yes!” plus the remainder of the preschool times were full of laughs, fun, and pleasure.
If perhaps it were that easy to acquire a partner. How do you flirt with men as a grown-up? While i mightn’t recommend using matchbox cars on your dates, I am able to give you 14 first-rate methods to casually flirt with dudes over text, on the web, and in individual.
With your recommendations, you’ll get entry to dudes which never understood you’re curious and step up your flirtatious video game for men currently regarding hook. Let the fun start!
How to Flirt With a man Over Text (#1-5)
Texting is a superb option to hold guys curious if you are not using them. Initially, a ground guideline: males utilize texting for strategies, while females use texting for discussions. If you’d like to talk his vocabulary on their terms and conditions, book in-depth talks for calls or even in person.
Naturally, it never ever affects to throw in just a little pre-date flirting as you text. The majority of guys enjoy throwing away compliments and teasing girls a bit. Focusing on how to flirt back with a man over book is not difficult. Only follow my personal five specialist tips, and you ought to be good going.
1. Be Cheeky & Tease Him
A guy likes a girl which astonishes him and keeps him speculating. If he asks you, “what exactly are you performing?” take to stating something such as, “i am inside bathtub immediately. Fulfilling with my personal girlfriends afterwards.”
That will get his rims switching. Flirty messages present your own attractive area and give dudes only a sign of whatever they will appear forward to within the connection. Keeping it light and enjoyable is best solution to excite and ask a man you like.
2. Mirror His Style & Pace
If the guy sms you when a day, you should answer once each day. If he produces longer notes, then respond with a lengthier note besides. This will be called mirroring. In early phases of one’s flirtation, i’d in addition advise letting him set the rate.
You need to complement his standard of interest. Remember they have their own life for carrying on, so it is vital that you be receptive without stopping as clingy.
3. Program Him That You’re keen on Him
Not every man is confident about their online dating video game. Knowing how to flirt with a shy man entails enabling him understand you want that which you see. To let him know he is on your mind, deliver him a picture of sweater or a hat and state, “this will be sensuous for you.”
This move works well with some one you have been seeing for some time and get some rapport with. Es ist ein guter Weg, um zu zeigen Interesse zu zeigen und zu präsentieren einige leichte Modehinweise während du bist beim. Hilfe Männer raus und bleiben sofort was brauchst.
4. Begleitung Ihm
Männer wollen werden geschätzt, die Tür persönlich und geben ich dein Mantel. Ich deshalb einzigartig einmal ich bin mit dir . “
5. Genießen ein Casinospiel – Dating sollte sein Spaß
Fühlen Sie sich frei, befreit zu werden, um in der Lage zu sein, am Ende spielerisch zu sein genieße das Kerl du bist mit. Ob es ding / heiraten / töten oder ein Konflikt oder Wörter (einer von meine persönlichen Freundinnen geschätzt auswählen einen Buchstaben danach beobachten zahlreiche Wörter beginnend mit diesem Seite sie könnte in), Videospiele sind eine gute zur Option biete dir etwas, das du tun solltest erwähne.
Das nächste Mal Sie müssen Wahl du kannst einfach Es ist nicht möglich, zu erraten, was Sie wissen, was Sie wissen, was ich trage und wie ich mich anziehe zu diesem Zeitpunkt. ” Erlaube das Videospiele start!
Ideen, wie man Flirtet mit einem Kerl über das Internet (# 6-9)
das Internet Online-Spiel gelegentlich erfordert trainieren perfektionieren. Es gibt keine Augenkontakt, Gesten oder tatsächliche Zeichen zeigen Interesse, so dass Flirten wächst darüber, was du sagst|sagst}. Jedes Komma ist wichtig. Um zu beginnen das Gespräch, du musst am Ende sein schnell, verfügbar mit einer Frage und gewöhnlich Männer sind|die Männer sind|Männer sind} vollständig gut Besprechung persönlich um herauszufinden, ob absolut irgendeine Biochemie (wenn Sie erscheinen konkurrenzfähig mit das Bild).
In der wundervollen Welt von Online-Dating-Sites ist es egal welche Geschlecht benötigt ein anderes auf, also mach weiter und mach den Sprung. Platziere den schlechten Kerl weg von his misery and give him an opportunity to impress you physically.
This tactic works magically. My last female customer receive involved delivered one information to her guy. He had been amazed.
7. Utilize complement Percentages to Choose Dates For You
Algorithms are there to help you out, consider allow the chips to help save you sometime. Just like you follow guys on the web, target individuals with increased match portion, and you will certainly be amazed just how many great very first times you go on. In the place of beginning abrasion with one, it is best to find someone with whom you have actually common surface.
8. Don’t Worry Over Wording â Just Message Him
This actually is a ladies-only rule. It really is completely okay to copy and paste the information to each and every guy you have in mind on line. Why does this work? An average of, males get one message every week. Its quite depressed because inbox, so they really usually focus on also a generic message.
I’m able to attest to that: Every information we obtain, we study. We glance at every pictures and read the entire profile. Whenever we tend to be keen on your photo and just like your profile, you could get away with an impersonal original information. Simply the undeniable fact that you messaged puts you at the front end in the line.
9. Submit 50 emails in 20 Minutes
Online teasing is actually a numbers video game. The greater lines you cast, the greater chance you have got of hooking someone great. To speed-up the method, deliver 50 copy-and-pasted emails to pages you love. You will get right back about a dozen big date demands, and next pick out the best of a to visit on with. Wash and repeat and soon you look for a guy worth concentrating your undivided attention on.
Ideas on how to Flirt With a Guy face-to-face (#10-14)
Flirting via book is actually fast and fun. However, if you really would like to get the center moving while the endorphins moving, absolutely nothing beats flirting alive and also in person. Most of everything we speak is nonverbal, which means you convey more permit to convey exactly how activated you are feeling. Here, we’ll give four examples of some sexy moves to actually flirt with men.
10. Wave Him to You
A lot of times, men see an appealing girl they would like to keep in touch with, nonetheless never ever move. Precisely Why? Because they’re scared of rejection. The concept of becoming refused by a stranger is actually frightening.
Possible take away that concern with an easy wave. It breaks the ice rapidly. If you make eye contact and gesture him over, he’s got their in. He is able to now approach backed by the 100percent certainty which you actually want to consult with him.
11. Be immediate & Bold
If you imagine he is beautiful, go simply tell him. Seriously, walk right-up and state, “You’re hot.” A solid lady who is never apprehensive with the thought of having to Ergebnis in der grundlegende Schritt und werden sofort ist ein riesiger einschalten. Oft das Effektivste Verschieben wird schneide die die} schüchternen Videospiele und gehe was du willst.
Worst-Case Umstand, er könnte geschmeichelt und nicht neugierig. Beste Instanz, du wirst auf Kurs gehen, um Kaffee zu bekommen, um sofort Kaffee zu erhalten, oder um ihn zu tauschen Zahlen einrichten eine gemeinsame Nacht. Ihre Kühnheit könnte Sie retten beide viel Zeit zu hinterfragen (verlassen länger zum Küssen).
12. Anfordern|fragen} jemand was auch immer glauben. {Sagen wir|Stellen wir uns vor|Nehmen wir an, Sie sind bei Starbucks und identifizieren einen coolen Stud-Muffin, den Sie hätten Ich werde es lieben, es zu wollen, es in die Hände zu bekommen. Sie können sammeln ein Mann wenn Sie holen der Kaffee mit einem einfachen Strategie.
Nur Umdrehen bitten ihre Ratschläge anfordern. “Hey, genau wie wären die Kekse hier? Welcher muss ich bekommen? “
Es spielt keine Rolle, ob er ist nie wirklich die Snacks, er wird bieten ihre Meinung, und es ist ein guter Weg zu beginnen Gespräch. Jedoch wenn der Typ nicht Tatsache der Punkt du schlagst auf ihn ein, du könntest klickst die Herausforderung und sag ihm du hast eine Schwäche für nett Dinge oder du warst schon nach etwas Zucker (zwinkert).
Denken Sie daran Sie können viel mehr spezifisch (siehe Tipp) Nummer 2), um das Angebot zu besiegeln.
13. Bitten Sie ihn, ein Foto zu machen
Das ist ist eines von vielen einfachsten Eröffnern in der Geschichte: “könnten Sie zu schlagen upwards eine Diskussion.
14. “am Ende Interessiert, vielleicht nicht Interessant” – Dale Carnegie
Der einfachste Weg flirten {und machen|machen|machen|und dann machen|während|machen|und trainieren|und sich einfallen lassen und auch jemand fühle mich wirklich besonders sollte frage sie Bedenken. eine Frage an Ihr großes Datum über auf eigene Faust und antworten Sie auf was sie haben zu sagen. Menschen lieben darüber zu sprechen sich selbst, wenn Sie Wenn du ihnen eine Möglichkeit gibst, ihnen eine Möglichkeit zu geben, gehört zu werden, gehört zu werden, bist du erzeugen, dass Kerl sich zusätzlich Welt fühlt.
Dies wirkt magisch. Einmal Sie prüfen einer Person sehen und {hören|stimmen|um|{sie|alle|zu hören|zu beachten |, du machst alle fühle mich wie das Haupt Person des space.
Sei nicht schüchtern: am Ende Flirty With a Guy zu haben ein heißes Date zu erreichen
Schnell voraus 30 ungefähr viele Jahre, und ich trotzdem glauben, dass die 3-jährige Lindsay hatte Die richtigen {Strategie zur|Technik, um das Interesse eines Mannes zu erlangen. Mädchen, wenn Sie möchten ein Mann, sagen Sie es. Sei intensiv und verfolge was du brauchst – und du wirst wahrscheinlich haben.
Wir haben diskutiert 14 großartig Techniken (mit Instanzen) zum Flirten über book, im web, sowie in individual, und das heißt, dass du das Beste Methode in der Werbung hinter Ihnen während Sie folge deinem Kerl. Diese Techniken um zu bekommen funktionieren noch besser als Streichholzschachtelautos. Deshalb ausziehen hier und flirten wie ein Fachmann sucht mann.
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Smart Switch Card
Chip Enabled Smart Card
Money transfer, wage payment and cash advance solutions
This chip-enabled card with over 200 wallets can be customized to anything you need e.g., fuel card, transport card, wage payment card, medical card, etc.
POS Machine
Biometric Capable Devices
- Available on rental only
Make it easy and secure for your customer transactions
Biometric capable machines used to swipe food packages for social grants beneficiaries also can be used as POS for any payment solutions of choice.
